Effective Date: January 1, 2026
Last Updated: January 1, 2026
These Terms and Conditions ("Terms") govern your use of the 6903 Group Inc website and services. By accessing our website or applying for financing, you agree to be bound by these Terms. If you do not agree, please do not use our services.
1. Acceptance of Terms
By submitting a financing application, contacting us for services, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
2. Eligibility
To apply for financing from 6903 Group Inc, you must:
- Be at least 18 years of age
- Have legal authority to bind the business entity on whose behalf you are applying
- Operate a legitimate business in the United States
- Provide accurate and complete information in your application
3. Application Process and Credit Review
When you submit a financing application:
- You authorize us to verify information provided, including obtaining credit reports and background checks
- You authorize us to contact references, banks, and other parties to verify information
- You understand that submission of an application does not guarantee approval or create any obligation for 6903 Group Inc to provide financing
- You agree to provide additional documentation as requested during the underwriting process
4. Loan Terms and Agreements
If your application is approved:
- We will provide a written term sheet detailing all loan terms, rates, fees, and repayment obligations
- You will have an opportunity to review the term sheet before accepting
- Final loan terms will be documented in a formal loan agreement, which both parties must sign
- The loan agreement will supersede any prior verbal or written communications regarding terms
- You are responsible for reading and understanding all loan documents before signing
5. Representations and Warranties
By applying for financing, you represent and warrant that:
- All information provided is accurate, complete, and truthful
- You have the legal authority to enter into a financing agreement on behalf of your business
- Your business is in good standing and not subject to bankruptcy or insolvency proceedings
- There are no pending legal actions that could materially affect your ability to repay the loan
- You will use loan proceeds for legitimate business purposes
6. Use of Website
When using our website, you agree to:
- Use the site only for lawful purposes
- Not attempt to gain unauthorized access to our systems or networks
- Not interfere with the proper functioning of the website
- Not upload or transmit viruses, malware, or other harmful code
- Not collect or harvest information about other users
7. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of 6903 Group Inc and protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
8. Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties that the website will be uninterrupted, error-free, or secure
- Warranties regarding the accuracy or completeness of information
9. Limitation of Liability
To the maximum extent permitted by law, 6903 Group Inc shall not be liable for:
- Indirect, incidental, consequential, or punitive damages arising from your use of our website or services
- Loss of profits, revenue, data, or business opportunities
- Damages resulting from reliance on information provided on our website
In no event shall our total liability exceed the amount of fees paid by you to 6903 Group Inc in the 12 months preceding the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless 6903 Group Inc, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising from:
- Your use of our website or services
- Your violation of these Terms
- Your violation of any third-party rights
- Any false or misleading information provided in your application
SMS Terms & Conditions
Consent to Receive Text Messages
By providing your mobile phone number and checking the SMS consent box on our contact form or application, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from 6903 Group Inc using an automated telephone dialing system (ATDS). These messages may include:
- Promotional offers and product information
- Updates about your financing application or account
- Service announcements and business updates
- Information about our financial products and services
Message Frequency and Charges
Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. We do not charge for text messages, but standard carrier rates apply.
How to Opt Out
You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. Upon sending STOP, you will receive one final confirmation message. After opting out, you will no longer receive SMS messages from 6903 Group Inc unless you re-subscribe.
How to Get Help
For assistance with text messages, reply HELP to any message or contact us at jordan@6903group.com. We will respond to your inquiry as soon as possible.
Not a Condition of Purchase
Consent to receive SMS messages is NOT a condition of purchase or service from 6903 Group Inc. You may apply for and receive financing without opting in to text message communications.
Supported Carriers
Our SMS service is supported by major carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Availability may vary by carrier and region.
Privacy and Data Use
Your mobile phone number and SMS opt-in information are governed by our Privacy Policy. We do not share your mobile information with third parties for their marketing purposes.
11. Third-Party Links
Our website may contain links to third-party websites for your convenience. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or terms of service. Use of third-party sites is at your own risk.
12. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website or services after modifications constitute acceptance of the updated Terms.
13. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through:
- Good faith negotiation between the parties
- If negotiation fails, binding arbitration in accordance with the rules of the American Arbitration Association
- Arbitration shall take place in Saginaw County, Michigan
- Each party shall bear its own costs and fees, with arbitrator fees split equally
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
15. Entire Agreement
These Terms, together with our Privacy Policy and any loan agreements entered into, constitute the entire agreement between you and 6903 Group Inc regarding the use of our website and services, superseding any prior agreements or understandings.
16. Contact Information
If you have questions about these Terms or our services, please contact us:
6903 Group Inc
6903 River Road South
Hemlock, MI 48626
Email: jordan@6903group.com
By using our website or services, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.